Travel Insurance · International Coverage

Travel Insurance That Actually Covers You Abroad

Your US health insurance won't work overseas. A single international medical emergency can cost $50,000–$500,000+. WorldTrips travel insurance covers medical emergencies, evacuation, trip cancellation, and more — starting from $1/day.

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Medical up to $2,000,000 Emergency evacuation Trip cancellation From $1/day

Medical emergencies abroad Medical evacuation Trip cancellation Lost baggage 24/7 worldwide assistance

⚠️ Your US health insurance won't pay overseas. Medicare has virtually no international coverage. Most employer plans severely limit overseas coverage. A single medical evacuation flight from Asia or Europe can cost $80,000–$200,000. Travel insurance covers this — for a fraction of the cost.

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All plans through WorldTrips — rated "A" Excellent by AM Best. Click any plan to get your instant quote.

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Atlas Travel®

Customizable travel medical insurance for single international trips.

Emergency medical coverage up to $2M
Medical evacuation & repatriation
Trip interruption protection
Lost baggage & travel delay
24/7 worldwide assistance

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Best for Groups

Atlas Group®

10% group discount on Atlas Travel for groups of 5 or more travelers.

Everything in Atlas Travel
10% group discount
Simplified group enrollment
One policy for the whole group
Flexible coverage dates

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For Students

StudentSecure®

Long-term international student health insurance for studying abroad.

Medical coverage up to $500K
Covers pre-existing conditions
Mental health coverage
Maternity benefits available
Coverage up to 4 years

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Annual Multi-Trip

Atlas MultiTrip®

Annual plan for frequent travelers — covers unlimited trips per year.

Unlimited trips per year
Emergency medical up to $1M
Coverage per trip up to 30–45 days
No per-trip enrollment needed
Business & leisure travel

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Trip Protection

Cancel For Any Reason

Optional upgrade — get reimbursed if you need to cancel for any reason.

Cancel for ANY reason
Get up to 75% of trip cost back
Trip cancellation coverage
Trip interruption coverage
Travel delay protection

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Adventure Travel

Extreme Sports Add-On

Add-on coverage for adventure activities not covered by standard plans.

Skiing & snowboarding
Scuba diving
Mountain climbing
Bungee jumping
Motorsports coverage

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Not sure which plan is right for you? All plans quote instantly online — or call Hakob for a quick recommendation.

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Why California travelers need travel insurance

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$200K+

Average medical evacuation cost from Asia or Europe

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Medicare coverage outside the US (virtually none)

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From $1

Per day for comprehensive travel medical insurance

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24/7

Worldwide emergency assistance and support

FAQ

Travel insurance questions answered

Most US health insurance plans have severely limited international coverage. Medicare has virtually none outside the US. Some employer plans offer limited overseas emergency coverage but typically require pre-approval and may not cover evacuation costs. Travel medical insurance fills this gap completely.

Buy travel insurance as soon as you book your trip. Buying early maximizes your trip cancellation coverage period and ensures pre-existing condition coverage windows are met. Don't wait until the day before departure.

Medical evacuation coverage pays for emergency transport to the nearest appropriate medical facility, or back to the US if necessary. Evacuation flights can cost $80,000–$300,000+ depending on origin country and medical needs. This is one of the most important coverages in any travel insurance plan.

Some WorldTrips plans offer pre-existing condition coverage if you purchase within a specified time frame of your initial trip deposit (typically 14–21 days). Coverage varies by plan. When getting your quote, disclose your medical history for accurate coverage.

Trip cancellation coverage reimburses pre-paid, non-refundable trip costs if you have to cancel for a covered reason (illness, death in family, natural disaster, etc.). 'Cancel for Any Reason' (CFAR) upgrades allow cancellation for any reason and typically reimburse 75% of trip costs.

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