IRS audits are rare but costly — even when your return is accurate. IRS Audit Insurance shields you with coverage for penalties, interest, tax adjustments and professional defense fees, plus an immediate cash payout when you receive an audit notice.

The first-ever IRS Audit Insurance — backed by certain underwriters at Lloyd’s — gives you real financial protection and peace of mind in the event of an audit.
Covers penalties and accrued interest resulting from an audit.
Money in your bank upon an IRS audit notice — no expense submission needed.
Covers adjustments of disallowed deductions or unapproved credits.
Covers professional fees for IRS audit preparation and representation.
Secure your rate for true IRS audit peace of mind.
Securely upload your tax filings to activate.
Get an immediate payout upon an audit notice.
This isn't a representation-only service plan. It's real insurance, built for small businesses like yours — working like the protection big companies already have, now finally made affordable.
| Feature | Audit Protection Plus | InsureTax |
|---|---|---|
| What you get | Representation only | Cash payout up to $250,000 |
| Speed | Slower, process-based | Immediate payout on audit notice |
| Peace of mind | You still pay costs out of pocket | You're covered financially |
IRS audits, although not frequent, are severe and disruptive — even for conservative taxpayers. Even when your return is accurate, the IRS can still challenge your deductions and credits. This coverage gives business owners and individuals a financial safety net and immediate relief if an audit happens.
Start your quote online, or call a licensed advisor to learn more.
Backed by Lloyd’s of London · A-rated · Immediate payoutThis insurance is underwritten by certain underwriters at Lloyd’s, specifically Syndicate 510, managed by Tokio Marine Kiln. Coverage is subject to the terms, conditions, and exclusions of the policy as issued. Availability may be restricted by applicable law and regulation.