Protect your stuff for just a few dollars a month
Your landlord's policy covers the building — not your belongings. Renters insurance protects your stuff, covers you if someone's injured in your place, and even helps with living costs if you're displaced. Affordable peace of mind in minutes.
Real protection, surprisingly affordable
Renters insurance is one of the most affordable policies you can buy — and one of the most useful when something goes wrong.
Personal Property
Covers your furniture, electronics, clothing and belongings against theft, fire and more.
Liability Protection
If someone is injured in your home, or you accidentally damage someone else's property.
Loss of Use
Helps pay for a hotel and living costs if your rental becomes unlivable after a covered loss.
Affordable Rates
Most renters pay just a few dollars a month for thousands in protection.
Your landlord's policy won't cover you
- Your belongings are yours to protect — the building's policy doesn't cover your things
- Often required by landlords — many leases now require proof of renters insurance
- Covers you almost anywhere — your stuff is protected even outside your home
- Incredibly affordable — big peace of mind for the price of a couple coffees a month
Renters insurance FAQ
Protect your place in minutes
Get a fast, affordable renters insurance quote online, or call a licensed advisor.
Apartments · Condos · Houses · Serving all of CaliforniaDoes renters insurance cover earthquakes in California?
Not automatically — but it can be added. A standard California renters policy (HO-4) covers your belongings against fire, theft, water damage and more, but earthquake damage is excluded by default. In a state where the next big quake is a question of when, not if, that’s a gap worth closing.
How earthquake coverage works for renters: You can add earthquake coverage to your renters policy as an endorsement, or buy a separate earthquake policy. It protects your personal belongings if they’re damaged in a quake, and can help with loss-of-use costs if your rental becomes uninhabitable. Your landlord’s policy covers the building — never your stuff.
Renters earthquake coverage is inexpensive relative to the protection it provides, and we can quote it alongside your base renters policy. If you rent an apartment, condo, single-family home, mobile home, or even a room, we’ll show you what adding earthquake protection costs — usually just a few dollars a month.