Nurse Practitioner Malpractice Insurance
California NPs increasingly practice with full prescriptive authority — and full liability exposure. Whether you're employed, moonlighting in aesthetics or telehealth, or building your own practice, an individual malpractice policy protects your license and your career.

📋 Policy Details
| Profession | Nurse Practitioner (NP) |
| Coverage Type | Individual Professional Liability |
| Also Covers | Aesthetics, telehealth, side practice |
| Quote Time | Minutes online |
✅ Why You Need This Coverage
Employer-provided malpractice coverage often excludes side work — think medical spa injectables, telehealth platforms, or per-diem shifts at a second facility. Many NP employer policies also name the facility as the primary insured, which can leave you personally exposed if your interests diverge from theirs during a claim. An individual policy is inexpensive relative to what's at stake: your prescriptive license, your career, and your personal assets.
What's Covered
💊 Prescriptive Authority
Coverage designed for NPs with full or collaborative prescriptive authority, including controlled substance prescribing where permitted under California law.
🖥️ Telehealth Included
Many NPs now split time between in-person and virtual visits. This program is built to cover both without requiring a separate telehealth rider.
💉 Aesthetics & Med Spa Work
NPs performing Botox, fillers, or other cosmetic procedures on the side need specific coverage most employer policies don't extend to — available here.
📋 License Board Defense
A licensing board complaint can threaten your career even without a lawsuit. Coverage for board hearing defense is included, addressing the risk most NPs actually face first.
Questions answered
Protect your prescriptive license
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