Blackstone Insurance Services Nurse Practitioner Malpractice Insurance CA | Blackstone
Nurse Practitioner · California

Nurse Practitioner Malpractice Insurance

California NPs increasingly practice with full prescriptive authority — and full liability exposure. Whether you're employed, moonlighting in aesthetics or telehealth, or building your own practice, an individual malpractice policy protects your license and your career.

Prescriptive authority covered Occurrence & claims-made options License board defense included
Nurse Practitioner Malpractice Insurance
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📋 Policy Details

ProfessionNurse Practitioner (NP)
Coverage TypeIndividual Professional Liability
Also CoversAesthetics, telehealth, side practice
Quote TimeMinutes online

✅ Why You Need This Coverage

Employer-provided malpractice coverage often excludes side work — think medical spa injectables, telehealth platforms, or per-diem shifts at a second facility. Many NP employer policies also name the facility as the primary insured, which can leave you personally exposed if your interests diverge from theirs during a claim. An individual policy is inexpensive relative to what's at stake: your prescriptive license, your career, and your personal assets.

What's Covered

💊 Prescriptive Authority

Coverage designed for NPs with full or collaborative prescriptive authority, including controlled substance prescribing where permitted under California law.

🖥️ Telehealth Included

Many NPs now split time between in-person and virtual visits. This program is built to cover both without requiring a separate telehealth rider.

💉 Aesthetics & Med Spa Work

NPs performing Botox, fillers, or other cosmetic procedures on the side need specific coverage most employer policies don't extend to — available here.

📋 License Board Defense

A licensing board complaint can threaten your career even without a lawsuit. Coverage for board hearing defense is included, addressing the risk most NPs actually face first.

FAQ

Questions answered

Usually not. Employer policies are written to protect the facility and typically exclude any practice outside your defined job duties — including per-diem shifts elsewhere, telehealth platforms, or aesthetics work. An individual policy fills that gap.
Premiums depend on your scope of practice, prescriptive authority, and any high-risk procedures (like cosmetic injectables). Most NPs in standard practice settings find individual coverage very affordable relative to the protection it provides. Get an exact quote online in minutes.
Yes — this program is built for both employed NPs seeking supplemental coverage and independent NPs who need primary coverage as practice owners or contractors.
Student coverage is available separately at reduced rates for NP programs requiring proof of insurance during clinical hours, and can typically convert to a full policy after licensure.

Protect your prescriptive license

Trusted carrier since 1919. Get your exact quote online in minutes.

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