LMFT & Counselor Liability Insurance

📋 Policy Details

✅ Why You Need This Coverage

Private practice therapists carry the full weight of liability themselves — there's no employer coverage to fall back on. Client complaints, subpoenas related to custody disputes, and board complaints are realistic risks in this field, even for careful, ethical clinicians. This coverage protects your ability to keep practicing while a claim is resolved, and covers the legal costs of defending your license.

💻 Telehealth Coverage Included

Whether you see clients in-office, virtually, or both, this policy is built for the hybrid reality of modern private practice — no separate telehealth rider needed.

⚖️ Custody & Subpoena Support

Therapists are frequently pulled into custody disputes via subpoena. Coverage can include costs associated with responding to legal requests tied to your clinical records.

📋 License Board Defense

A board complaint — even one that's ultimately dismissed — can be expensive to respond to. Defense coverage for board investigations and hearings is included.

👥 Group Practice Options

Growing your practice and bringing on associates or supervisees? Group and practice-level policies are available alongside individual coverage.