Homeowners, renters, condo, earthquake & flood — we find competitive California rates even in tough markets.

Many insurers have pulled out of California. As an independent agency, we work with specialty and surplus carriers — we may be able to help when others can't.
Own, rent, or invest — we have options for every situation.

Protect your home structure, belongings, and liability with top California carriers.

Affordable protection for your belongings and liability — often just $15–$30/month.

California-specific protection not included in standard home policies.
Whether you own, rent, invest, or have been left without options — we work with multiple carriers to find you the right coverage at the right price.
Standard and high-risk homeowner policies for all of California — including fire zones and brush areas.
Get a quote →Protect your belongings and liability as a renter — often as low as $12/month in California.
Get a quote →Coverage for your unit, belongings, and personal liability — separate from the HOA master policy.
Get a quote →Separate flood coverage for homes in flood-prone areas — not included in standard home policies.
Get a quote →California sits on 500+ fault lines. Standard home policies exclude earthquakes — this fills that gap.
Learn more →Specialty markets for homes in fire zones and brush areas where standard carriers won't write.
We can help →Protect your rental property and rental income — different coverage than a standard homeowners policy.
Get a quote →Dropped by your insurer? We'll set you up with the FAIR Plan plus a DIC policy to fill the coverage gaps.
Learn more →
A local advisor will call you back within one business day.
Real advice from real people who put your family and business first.
We're not tied to one carrier — we shop the whole market for your best fit.
Real people in the Los Angeles area who know California insurance inside and out.
Comparing carriers means you never overpay for the same coverage.
Honest advice, zero pressure. The decision is always yours.
Get a free California home insurance quote — even if you've been declined elsewhere.
Serving Los Angeles · Glendale · Burbank · Pasadena · and all of California